What Issues Should I Consider When Purchasing Long-Term Care Insurance?
Many retirees may be contemplating their needs and options for LTC insurance. This can be a complicated analysis, dependent upon an individual’s age, health, financial circumstances, wealth transfer goals, and general philosophy. Retirees may struggle and be reluctant to weigh the risks and benefits, and to assess the potential value of LTC coverage.
To help you guide you through this dilemma, we have created this checklist. It covers key issues to consider prior to purchasing LTC coverage, including:
- LTC needs and services
- Funding options
- Policy features
- Hybrid alternatives
- Tax considerations
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