Retirement Guides and Checklists

This quick reference guide provides key Social Security numbers to help you in planning. The percentages shown here are applied to the primary insurance amount (PIA) of the worker on whose earnings record benefits are being claimed. The PIA can be found on the worker’s Social Security statement. It is an estimate of the benefit amount if claimed at full retirement age (FRA). You can obtain your latest statement by opening an account at ssa.gov/myaccount.

Unfortunately, identity theft is likely to impact us all at some point. However, knowing what steps to take to avoid or at least minimize significant damage to your financial life can be confusing to say the least. We created this easy-to-follow guide on steps to take immediately, what steps to take next and additional steps you may want to take to avoid future issues.

This quick reference guide provides key Social Security numbers to help you in planning.

Claiming Social Security benefits can be one of the more complicated decisions you will make when planning for retirement. There are a multitude of rules that can have a significant and lasting impact on your future income stream and overall financial picture. To help make this analysis easier, we have created the “Will My Social Security Benefits Be Reduced?” flowchart.

There are lots of important numbers to keep in mind when planning for retirement. In some cases, those numbers are annual limits that change each year. Other times, the figures do not often change but are used frequently. Given the variety of sources that report relevant numbers, it can be difficult to quickly find the right reference when you need it. In response to this challenge, we’ve created the two-page “Important Numbers” resource.

Under Social Security, spousal benefits present an important source of income for many retirees. But, there are several important factors and issues that must be considered. Determinations regarding available benefits and timing can be difficult. To help make the analysis easier, we have created the “Am I Eligible For Social Security Benefits As A Spouse?” flowchart.